ONLINE PRIVACY POLICY

Last modified: April 12, 2018

    1. INTRODUCTION

Purpose.  The purpose of this Privacy Policy is to describe how Tip Yourself Co. (“Company”) collects, uses and shares information about you through our U.S. online interfaces (e.g., websites and mobile applications) owned and controlled by us, including www.TipYourself.com (collectively referred to herein as the “Site”).  Please read this notice carefully to understand what we do. If you do not understand any aspects of our Privacy Policy, please feel free to Contact Us or as described at the end of this Policy.

Our Privacy Policy explains:

Information We Collect and Why We Collect It

How We Use and Share Your Information

Access to Your Information and Choices

Security of Your Information

California Privacy Rights

International Privacy Practices

Changes to Our Privacy Policy

Questions and How Contact Us

Scope; Third Party Sites.  This Privacy Policy applies only to information we collect at and through the Site, and certain Company affiliated sites accessible through our Site. Our Site may also contain links to third party sites that are not owned or controlled by Company.  Please be aware that we are not responsible for the privacy practices of such other sites.  We encourage you to be aware when you leave our Site and to read the privacy statements of each and every website that collects personal information.  

Other Privacy Policies.  For information about how we collect, use and share your financial information, please refer to our Financial Privacy Notice.

Terms of Use.  Please note that your use of our Site is also subject to our Terms of Use. Link

2. INFORMATION WE COLLECT AND WHY WE COLLECT IT

Information You Provide To Us.  You can provide information to us on our Site through various means, including:

The information we collect from you may be collected directly from you through our Site or indirectly from a third-party website (like Facebook) or a third-party mail service (like MailChimp) to the extent such third-party websites or services are used to create your account or communicate with us. This information may include personal information, such as:

No Information From Children Under Age 13.  If you are under the age of 13, please do not attempt to register with us at this Site or provide any personal information about yourself to us.  If we learn that we have collected personal information from a child under the age of 13, we will promptly delete that information.  If you believe we might have any information from a child under the age of 13, please Contact Us or call us at (872) 216-2612.  

Information We Collect Automatically.  We collect certain information automatically as you use our Site, such as:

Google Analytics.  The information above is collected primarily through our use of Google Analytics to help analyze how users use the Site. The Google Analytics tool uses “cookies,” which are text files placed on your computer, to collect standard Internet log information and visitor behavior information in an anonymous form. The information generated by the cookie about your use of the Site (including IP address) is transmitted to Google. This information is then used to evaluate visitors’ use of the Site and to compile statistical reports on website activity for Company. For more information regarding Google Analytics please visit Google’s website, and pages that describe Google Analytics, such as www.google.com/analytics/learn/privacy.html.

Cookies.  When you visit our Site we send one or more “cookies” to your computer or other device. A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that site to recognize your browser. Cookies may store unique identifiers, user preferences and other information. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some website features or services may not function properly without cookies. We use cookies to improve the quality of our service, including for storing user preferences, tracking user trends and providing relevant advertising to you.

Pixel Tags.  We may use “pixel tags,” also known as “web beacons,” which are small graphic files that allow us to monitor the use of our websites.  A pixel tag is a type of technology placed on a website or within the body of an email for the purpose of tracking activity on websites, or when emails are opened or accessed, and is often used in combination with cookies. A pixel tag can collect information such as the IP (Internet Protocol) address of the computer that downloaded the page on which the tag appears; the URL of the page on which the pixel tag appears; the time the page containing the pixel tag was viewed; the type of browser that fetched the pixel tag; and the identification number of any cookie on the computer previously placed by that server.

3. HOW WE USE AND SHARE YOUR INFORMATION

To Provide Services and Information.  As described above, we collect information from you so that we can provide the ACH transfers to and from your registered account (the “services”) that you request using the Site, and provide information that you request from us.  We may send you newsletters or other communications, and we may contact you regarding any services you request. We may provide information to third party service providers that help us process the services that you request.

These service providers will have access to your personal information in order to provide these services, but when this occurs we implement reasonable contractual and technical protections to limit their use of that information to helping us provide the service. We use demographic information to better understand our customers and improve our products and services.

Advertising and Marketing.  Some websites may belong to ad networks that use your browsing history across websites to choose which ads to display on their sites; the displayed ads may include advertising for Company. To learn more, and to opt out of seeing interest-based advertisements on these sites, visit the Network Advertising Initiative and the Digital Advertising Alliance websites (www.networkadvertising.org and www.aboutads.info). Websites may also offer their own opt-out methods for interest-based advertising.

Your Consent.  In addition to the sharing described elsewhere in this Policy, we may share personal information with companies, organizations or individuals outside of the Company in a de-identified format when we have your consent to do so. We require opt-in consent for the sharing of any sensitive personal information. Sensitive personal information is a particular category of personal information relating to racial or ethnic origins, political or religious beliefs or sexuality.

Legal Proceedings.  We will share personal information with third party companies, organizations or individuals outside of the Company if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary to: